APY = Annual Percentage Yield. The APY is accurate as of . New money only. New money is defined as deposits not currently held at Liberty Bank. A $2,500 minimum deposit is required to open the certificate. A $250,000 maximum deposit limit. Limit one (1) certificate per tax identification number. Additional deposits may not be made to the account until maturity. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest anytime during the term after it is credited to your account. Rates may change at any time without prior notice before the account is opened. Unless we tell you otherwise in writing, the interest rate and account terms offered upon maturity will match those offered for the then current 6 month certificate of deposit account. You can prevent automatic renewal if you withdraw the funds in the account at maturity or within the grace period.