|
Essential Savings |
Money Market |
Student Savings1 |
Essential Plus Savings2 |
Premium Personal Money Market |
Minimum Opening Deposit |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
Interest Bearing |
Yes |
Yes |
Yes |
Yes |
Yes |
Tiered Rates |
No |
Yes 3 |
No |
No |
Yes 6 |
Monthly Service Fee (if min. average balance is not maintained) |
$5.00 |
$10.00 |
No |
No |
$10.00 |
Minimum Average Balance Required to Waive Service Fee |
$500.00 |
$10,000.00 |
N/A |
N/A |
$10,000.00 |
Transaction Fees |
Limit of 6*, then $7.50 per item |
Limit of 6*, then $7.50 per item |
Limit of 6*, then $7.50 per item |
Limit of 6*, then $7.50 per item |
Limit of 6*, then $7.50 per item |
Domestic ATM Charges |
Waived |
Waived |
Waived |
Waived |
Waived |
E-Statements, Check Images & Notices |
Included 4 |
Included 4 |
Included 4 |
Included 4 |
Included 4 |
Additional Benefits |
Unlimited In-House Withdrawals |
Unlimited In-House Withdrawals |
Unlimited In-House Withdrawals |
Unlimited In-House Withdrawals |
Unlimited In-House Withdrawals |
1 Students under the age of 18 must have a legal guardian joint on the account. Students over 18 must provide proof of continued education. |
2 Individual must be 55 or older. |
3 Money Market -Tier 1 - $0.01-$9,999.99, Tier 2 - $10,000.00-$24,999.99, Tier 3 - $25,000.00-$74,999.99, Tier 4 - $75,000.00 - $149,999, Tier 5 - $150,000 - $499,999, Tier 6 - $500,000 and up. |
4 Must be registered for online banking to access e-statements and notices. |
* No more than six transfers may be made by check, draft, debit card or similar order to a third party. |
6 Premium Money Market - Tier 1 - $0.01-$9,999.99, Tier 2 - $10,000.00-$24,999.99, Tier 3 - $25,000.00-$74,999.99, Tier 4 - $75,000.00-$149,999.99, Tier 5 - $150,000.00-$499,999.99, Tier 6 - $500,000.00-$999,999.99, Tier 7 - $1,000,000.00-$1,999,999.99, Tier 8 - $2,000,000.00 and up. |