What does Liberty Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or services you have with us. This information can include:
- Social Security number and account balances
- Transaction history and overdraft history
- Account transactions and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need ot share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Liberty Bank chooses to share; and whether you can limit this sharing
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
to offer our products and services to you
information about your transactions and experiences
information about your creditworthiness
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees fro whom access is appropriate.
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Give us your contact information or provide your mortgage information
- Show your government issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
- sharing your affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Libery Bank has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Liberty Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Liberty Bank doesn't jointly market.
Special Notice For State Residents
For California Customers: We will not share personal information with nonaffiliates either for them to market to you or for any joint marketing efforts without your expressed authorization. We will also limit our sharing of personal information about you with others to comply with all California privacy laws that apply to us.