Account features that come with our Rewards Checking:
No monthly service charges and no minimum balance required
Free Person-to-Person transfers (Zelle®)
Free Bank-to-Bank transfers
Companion High-Rate Rewards MMA available
Free VISA® debit card
Free ATM Reimbursement**
Free Mobile Deposit
Free Bill Pay
*APY is Annual Percentage Yield. Earn Rewards interest rate of 5.25% APY when you have up to $15,000 in your account. Amounts over $15,000 will earn 0.10% APY. The APY for this tier will range from 5.25% to 0.05%. If requirements are not met, you will earn 0.05% APY on the entire balance. We will pay interest earned by your account at the end of each monthly billing cycle. APY is accurate as of 9/29/23. Rates may change.
**We will refund all domestic ATM fees the next business day after your transaction. Use any domestic ATM that is convenient for you!
Open this account with a minimum deposit of $100.
There is no minimum balance required to maintain this account and no monthly service charge.
To receive reward interest rate from our Rewards Checking account, participants must:
Make 10 VISA® debit card transactions per monthly statement cycle, including ATM transactions. Please refer to #6 below.
Transact one ACH transaction per monthly statement cycle (direct deposit, auto payment, etc.)
Receive your statements electronically.
Our monthly statement cycle ends at the end of each month. If the last day of the month falls on a Saturday or a Sunday, the cycle will end on Friday. There are no rollover transactions.
Qualifying VISA® debit card sales transactions include each time you use your VISA® debit card to make a purchase from a vendor or merchant or each time you transact on an ATM. These transactions must post and clear your account during the statement cycle.
There is a limit of one Rewards Checking account allowed per social security number.
This is a tiered rate account.
Free e-Statements with transaction images are available for view online.