Case Study
Jeff Uberuaga and Glyn Correll / Red Apple Market

Local to
the Core

"Liberty Bay Bank has so much more to offer than just fees. There are no personal bankers who have to look at a map when you use the word Poulsbo. They know us and our business." Jeff Uberuaga

Glyn Correll and Jeff Uberuaga have co-owned Poulsbo Red Apple and Ralphs Red Apple in Bremerton for over nine years. Their business partnership has been in the works for many years. “Glyn and I have been friends since grade school. We were roommates after high school, in each other’s weddings, and a whole lot more,” Jeff says. Back in the mid-1970s, Glyn and Jeff were just beginning their careers. Glyn was at Ralph’s Shoprite, Jeff was at Poulsbo IGA. Glyn worked for the owners of Ralphs for 35 years and purchased the Kitsap Lake store when the owners retired in 2008. Meanwhile, after a successful career in the local automotive dealership industry, Jeff changed direction and in 2010, he and Glyn partnered up to purchase the Poulsbo store to save it from closing.

When it came time to look for a bank to work with, Liberty Bay Bank was a natural fit for their business needs. The personal service and location—right in their hometown—were big draws for Glyn and Jeff. “Because our stores have always been locally owned, it made sense to invest and do business with a locally-owned bank,” Glyn says.

Liberty Bay Bank, being local, means that Glyn and Jeff know they’re going to have personal bankers who understand their wants and needs. “We are not just a number: we are a customer where service comes with a smile, where there will be a call back if needed, where they will visit our locations, and where there’s just darn good service,” Jeff says.

Community Matters

For the Red Apple Market team, community is at the heart of everything they do. They [LBB] care about customers and community, just like us,” Jeff says. For both Glyn and Jeff, Poulsbo and North Kitsap have been a great place to grow up and raise a family. Strong community ties and supportive neighbors have given way to the best customers in the world. “We survive because of our personal touch,” Glyn says. “[We] treat every customer with respect.”